Commission Implementing Regulation (EU) 2025/1979 of 1 October 2025 laying down implementing technical standards for the application of Regulation (EU) No 260/2012 of the European Parliament and of the Council with regard to uniform reporting templates, instructions and methodology for the reporting of the level of charges for credit transfers, instant credit transfers and payment accounts, and the share of rejected transactions

1 PSPs shall report on the level of charges for credit transfers, instant credit transfers and payment accounts by submitting the information specified in templates 1.1, 1.2, 2.1, 2.2 and 3 set out in Annex I and in accordance with the instructions set out in Annex II.

2 PSPs shall report the annual aggregate figures up until 31 of December of the calendar year preceding the year in which the report is submitted.

3 By way of derogation from paragraph 2, the first harmonised report shall contain aggregate figures for each year preceding the year in which the report is submitted, starting with the period of 26 October 2022 – 31 December 2022, for 2022.

1 PSPs shall report the share of instant credit transfer transactions that have been rejected due to targeted financial restrictive measures, as referred to in Article 15(3) of Regulation (EU) No 260/2012, including separate data for national and cross-border transactions, by submitting the information specified in template 4 set out in Annex I and in accordance with the instructions set out in Annex II.

2 The reports shall include the number of rejections for the calendar year preceding the year in which the report is submitted.

3 By way of derogation from paragraph 2, the first harmonised report shall contain the completed templates with the number of rejections for each year preceding the year in which the report is submitted, starting with the period of 26 October 2022 – 31 December 2022, for 2022.

PSPs shall submit the information referred to in Articles 1 and 2 of this Regulation in the data exchange formats and representations specified by the competent authorities, and respect the data point definition of the data point model and the validation formulae made available on the EBA website. PSPs shall comply with the following specifications: (a) information that is not required or not applicable shall not be included in a data submission; (b) numerical values shall be submitted as follows: (i) PSPs shall report data points with the data type ‘Monetary’ using a minimum precision equivalent to thousands of units; (ii) PSPs shall not use decimals when reporting data points with the data type ‘Integer’ and shall use a precision equivalent to units.

This Regulation shall enter into force on the twentieth day following that of its publication in the Official Journal of the European Union.